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NFL Week 18 injuries: Jimmy Garoppolo questionable for must-win vs. Rams; Bucs without Shaq Barrett, JPP

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The 2021 NFL regular season will come to a close this weekend as we go through the first-ever Week 18 slate. While some teams will simply be playing out the string and begin looking toward next year, there are also a number of upcoming games that will have implications for the looming playoffs. Two division titles are still up for grabs and the No. 1 seed in the AFC has yet to be clinched, which makes this final run of games that much more exciting. 

As they always do, injuries will play a role this weekend and that’s what we’ll focus on in this space. Below, you’ll find the final injury reports for all of the Week 18 games on the schedule and see who is in and who is out for their respective teams, beginning with our Saturday doubleheader.  

All NFL odds come via Caesars Sportsbook. 

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Kansas City will once again be without starter Edwards-Helaire on Saturday, meaning Darrel Williams will again jump up on the depth chart. While the Chiefs won’t have Niang, they will have left tackle Orlando Brown, who practiced fully the past two games and carries no injury designation after missing last week due to a calf injury he suffered pregame.

Denver will be down two starting cornerbacks on Saturday in Surtain and Darby, and will also not have starting safety Kareem Jackson, who was placed on IR earlier this week. On the offensive side of the ball, quarterback Drew Lock does not carry an injury designation after being a full participant on Thursday and will start under center. 

The Cowboys added both Diggs and Wilson to the injury report on Thursday due to an illness. On Friday, the team downgraded Kearse, Diggs and Pollard to out after they did not travel with the team. Dallas did not add any more players on the reserve/COVID-19 list other than Tyron Smith and Anthony Brown, so those two may be dealing with a non-COVID illness. Meanwhile, linebacker Micah Parsons will not play due to being placed on the COVID-19 list earlier this week. 

On top of Sanders being ruled out due to a hand injury, the Eagles could be missing several players in this matchup. Currently, the team has had roughly a dozen players on the reserve/COVID-19 list, including tight end Dallas Goedert and defensive end Fletcher Cox

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Despite already being ruled out of Sunday’s game, Burrow has officially been ruled as questionable for Sunday’s game. Burrow was a full participant during Friday’s practice after missing significant practice time earlier in the week. Uzomah did not practice this week, while Hubbard was a full participant on Friday after not practicing on Wednesday and being limited on Thursday. 

Harrison, Hill, Hunt, Johnson, and Williams were limited throughout the week. Njoku and Ward were limited on Friday after not practicing on Wednesday and Thursday. 

For the first time this season, Packers All-Pro left tackle David Bakhtiari was a full participant at practice. He’s officially listed as questionable for this matchup, but that is a strong progression for one of Green Bay’s pillars. Aaron Rodgers is expected to start Sunday despite the Packers not having anything at stake. 

Quarterback Jared Goff practiced all week in limited fashion and is officially listed as questionable. Given that he was able to practice, it would be a bit surprising to see him held out of the regular season finale. 

Along with Hicks, the Bears will be without quarterback Justin Fields for this game after he was placed on the reserve/COVID-19 list on Thursday. Andy Dalton, who was a full participant in practice this week, was named the starter on Friday. 

Quarterback Kirk Cousins, tackle Brian O’Neill and linebacker Nick Vigil do not carry any designation heading into the weekend after they were initially listed on the injury report as limited participants earlier in the week, when they came off the reserve/COVID-19 list. Starting linebacker Eric Kendricks left tackle Christian Darrisaw and left guard Ezra Cleveland were still on the reserve/COVID-19 list through Friday’s session.

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The four players already ruled out for the Washington Football Team didn’t practice all week, so their statuses are not too much of a surprise. Reyes did not practice on Friday after he popped up on the injury report on Thursday with a hamstring injury. 

Glennon is officially ruled out, which means another start for Jake Fromm under center. In his first start back in Week 16, Fromm completed 6 of his 17 passes for just 25 yards and an interception before being replaced by Glennon. Toney will miss his second consecutive game. 

Indy will be without Rhodes after he didn’t practice all week due to a hamstring injury. Safety Andrew Sendejo was placed on the COVID-19 list on Thursday, leaving his status in doubt. Head coach Frank Reich did note on Friday that left tackle Eric Fisher, who missed Week 17, will play against the Jaguars. Wide receiver Parris Campbell, who returned to practice this week, could also be activated from injured reserve ahead of Sunday’s game.

For the Jaguars, O’Shaughnessy did not participate in practice all week so his status is not surprising. Linebacker Myles Jack (knee) was a full participant in practice on Friday and carries no injury designation after missing Wednesday and Thursday.

The Steelers did activate wide receiver Diontae Johnson from the COVID-19 list on Friday, paving the way for him to play on Sunday. Guard Trai Turner (knee) was a full participant in practice and carries no injury designation after being held out on Wednesday and Thursday. 

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Jackson will miss another game due to the ankle injury he suffered back in Week 14. His absence gives quarterback Tyler Huntley another start under center. Tackle Patrick Mekari (hand) was a full participant in practice on Friday after missing Wednesday’s session and was limited Thursday. Duvernay popped up on the injury report on Friday with an ankle and knee injury and is now questionable to play in Week 18. 

Akins and Moore did not practice on Thursday and were limited during Friday’s practice. 

The Titans have not yet activated running back Derrick Henry, who was designated to return from injured reserve this week. Coach Mike Vrabel said that the team has some time before they have to activate Henry, who underwent surgery two months ago to repair an injury to his foot. The Titans would lock up a first-round bye if they are able to defeat the Texans on Sunday. 

Davenport was limited on Friday after not practicing on Wednesday and Thursday. Ramczyk was limited all week, while Ingram did not practices the last two days after he was limited on Wednesday. 

Darby was limited all week, while Pitts and Ollison were limited the past two days after not practicing on Wednesday. Mayfield did not appear on Wednesday’s injury report and did not practice on Thursday and Friday. 

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New York did not list running back Michael Carter (concussion) and wide receiver Jamison Crowder (calf) on the final injury report, clearing the way for them to play in the regular season finale. 

Neither Sanders nor Obada practiced throughout the week, but only Sanders has somewhat of a chance of playing in the regular-season finale. Sanders has been sidelined since Week 16. Star pass-catcher Stefon Diggs also did not practice on Friday but was merely given a rest day. 

If he is 100%, 49ers coach Kyle Shanahan said that Garoppolo will start Sunday’s game. After being on the injury report earlier in the week, running back Elijah Mitchell and safety Talanoa Hufanga were not on the injury report on Friday and will face the Rams this weekend. 

Agholor was able to practice on Friday after being limited on Wednesday and Thursday. Each of the Patriots’ other players, who were listed as questionable, were limited at practice throughout the week. 

Shell missed practice all week, while Collins did not practice on Friday after being limited on Wednesday and Thursday. 

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For the Cardinals, Allen was limited on Friday after missing the week’s first two practices. Conner was also limited on Friday after missing practice on Wednesday and Thursday. 

Anderson didn’t practice all week for the Panthers, but the team is still holding out hope that he’ll suit up by listing him as questionable. Carolina is also without receivers Terrace Marshall Jr (injured reserve) and Shi Smith (COVID-19), so they will be thin at that position. 

Tampa Bay will be missing two big pieces to its defense in Barrett and Pierre-Paul, but Bruce Arians did note on Friday that he’s hopeful the entire defense should be at full strength to begin the playoffs next week. Jensen was a limited participant in practice for the second day in the row after initially missing Wednesday’s session and is questionable.  

Tranquill was a full participant on Friday after he was limited during the Chargers’ first two practices. 

For the Raiders, Waller was limited throughout the week as he looks to play for the first time since getting injured during the Raiders’ Thanksgiving Day win over the Cowboys. Jacobs was also limited all week, while Hankins was limited on Friday after missing the week’s first two practices. All three are considered game-time decisions.

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NFL Super Bowl odds 2023: Predictions, expert picks, teams to target from football insiders

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The Los Angeles Chargers haven’t won their division since 2009 and have finished third in the AFC West the last two seasons. Prognosticators feel differently about them this year, as quarterback Justin Herbert enters his third season and other stars on both sides of the ball like Austin Ekeler, Keenan Allen and Derwin James return with their sights set on a deep playoff run. The Chargers are 15-1 in the early 2023 Super Bowl odds at Caesars Sportsbook, just behind the defending champions and roommates at SoFi Stadium, the Los Angeles Rams.

The Rams head into the season with 12-1 odds to repeat and are close behind other Super Bowl 57 contenders like the Green Bay Packers and Kansas City Chiefs, who are both 11-1 in preseason NFL futures. Buffalo enters the season as 6-1 favorites to win the title this season, but the Bills have been bounced by the Chiefs in the playoffs the last two years. Before you make any 2023 Super Bowl picks, be sure to check out the Super Bowl 57 predictions from SportsLine NFL handicappers R.J. White, Alex Selesnick and Brett Anderson.

White consistently crushes the NFL as SportsLine’s No. 1 NFL expert in picks against the spread, and went 445-378-24 on his ATS NFL picks from 2017-21, which returned $2,542 to $100 players. He’s also well-known for cashing out big in the Westgate Las Vegas SuperContest twice since 2015. Anderson is coming off a dominant 2021 NFL season in which he went 23-9, returning $1,315 to $100 players, and was a perfect 4-0 in the playoffs. Selesnick (aka PropStarz) specializes in MLB, NFL and NBA prop betting, where he implements a combination of research, statistical analysis and mathematical modeling to deliver profitable long-term results.

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Now, with sportsbooks updating 2023 Super Bowl odds as the preseason gets underway, SportsLine’s experts have scoured the wagering menu, analyzed all 32 teams, and released their top Super Bowl 57 picks. Head to SportsLine now to see them.

Top 2023 Super Bowl picks

White is fading the Rams, even though they are the defending champs and 12-1 to repeat this season. Winning back-to-back championships is extremely difficult and hasn’t been done since the New England Patriots did it in 2004 and 2005. Quarterback Tom Brady was in just his fourth and fifth seasons and had already won his first championship in 2002. This year, Rams QB Matthew Stafford will be in his 13th season and he enters with concerns of an elbow issue in his throwing arm.

Although Brady proved to be an exception after Drew Bledsoe was injured in 2001, teams that lose their starting quarterbacks don’t typically go on to win Super Bowls. While most expect Stafford to be ready to go in Week 1, there is concern that someone with his injury history has a higher likelihood of breaking down as the season wears on. Besides Stafford, White has concerns about the overall depth of the Rams’ roster and what it would mean if other star players start picking up injuries.

“While most teams won’t survive the loss of the starting quarterback, the Rams are one of the most top-heavy rosters in the league by design,” White told SportsLine. “So any loss of a star player is going to be more difficult to overcome.” 

How to make Super Bowl 57 picks

SportsLine’s experts are also eyeing an under-the-radar team that missed the playoffs last season. This massive long shot loaded up with a new head coach and plenty of playmakers in the offseason, and anyone who backs this underdog could hit it big. You can only see who it is at SportsLine.

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Who are SportsLine’s experts backing to win the Super Bowl 2023? And which massive long shot can go all the way? Check out the 2023 Super Bowl odds below, then visit SportsLine to see all of the 2023 Super Bowl best bets, from the team of expert that have generated thousands of dollars in profit for followers over the past few seasons.

2023 Super Bowl odds to win

Buffalo Bills 6-1
Tampa Bay Buccaneers 15-2
Green Bay Packers 11-1
Kansas City Chiefs 11-1
Los Angeles Rams 12-1
Los Angeles Chargers 15-1
San Francisco 49ers 16-1
Denver Broncos 16-1
Dallas Cowboys 20-1
Cincinnati Bengals 22-1
Baltimore Ravens 22-1
Cleveland Browns 25-1
Indianapolis Colts 25-1
Philadelphia Eagles 25-1
Las Vegas Raiders 30-1
Arizona Cardinals 35-1
Tennessee Titans 35-1
New England Patriots 40-1
New Orleans Saints 40-1
Minnesota Vikings 40-1
Miami Dolphins 40-1
Washington Commanders 80-1
Pittsburgh Steelers 80-1
New York Giants 100-1
Carolina Panthers 125-1
Detroit Lions 125-1
Jacksonville Jaguars 125-1
New York Jets 125-1
Chicago Bears 150-1
Seattle Seahawks 150-1
Atlanta Falcons 250-1
Houston Texans 300-1



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National Bank Open: Andreescu and a flurry of Canadians get started in Day 2

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After an eventful opening day at the National Bank Open — Leylah Fernandez won her opener in three sets, the incomparable Serena Williams won for the first time in a year, and Denis Shapovalov’s match was suspended due to rain —  the action continues on Day 2. 

Here’s a look at the most compelling matches in store on Tuesday for the women in Toronto and the men in Montreal.

Women’s headliner

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Bianca Andreescu (Canada) vs. No. 11 Daria Kasatkina (Russia), not before 7 pm ET (all times listed are local ET).

Andreescu won this tournament three years ago before going on to win the 2019 US Open during an absolute crackerjack of a breakout year. She’ll get her 2022 tournament going against a tough opponent in Kasatkina, the world No. 9, to open the evening draw in Toronto.

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The 22-year-old Andreescu, from nearby Mississauga, Ont., battled through back pain last week in a first-round loss to American Shelby Rogers, but she told Sportsnet’s Carly Agro that she’s feeling 100 per cent and ready to go this week.

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Andreescu was ranked as high as No. 4 in the world, and she’s now No. 53 and in the midst of a comeback. A lengthy layoff in 2020 and 2021 saw her recover from a knee injury, a bout of COVID and then opt to take a mental break from the sport.

Toronto is special to Andreescu, who grew up playing on these courts and is an absolute fan favourite.

Men’s headliner

Denis Shapovalov (Canada) vs. Alex de Minaur (Australia), third in the early draw.

The action in Montreal kicks off at 11 a.m., and the third match of the day will see Shapovalov and de Minaur return to centre court after rain forced the suspension of their match on Day 1. This one is awfully close between the world’s No. 22-ranked Shapovalov and de Minaur, who’s ranked No. 21.

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Shapovalov is down a set and tied at 6-6 in the second.

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Other highlights

Rebecca Marino (Canada) vs. Qinwen Zheng (China), 11 am ET.

Marino, a Toronto native, is coming off a quarter-final finish at the Citi Open last week, where she beat Venus Williams and moved inside the world’s Top 100 ranking. She’ll open Day 2 action in Toronto on centre court.

Another couple of Canadians in action you won’t want to miss: The Fernandez sisters, Bianca and Leylah, are playing doubles on Court 1 in the morning draw (they’re third up in the draw that gets going at 11 a.m.), against Kirsten Flipkens and Sara Sorribes Tormo.

Emma Raducanu (Great Britain) vs. Camila Giorgi (Italy), second match of the day

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Just after Marino wraps up her opener, another Toronto-born player will take to centre court. Raducanu, the reigning US Open champion who spent the first two years of her life in Canada, is making her debut at the National Bank Open. No doubt many Canadian tennis fans are familiar with the 19-year-old, who beat Fernandez in the all-teenager US Open final last year.

Vasek Pospisil (Canada) vs. Tommy Paul (America), 11 a.m. ET.

Pospisil is a wild card here, and this marks the 14th time we’ll see the B.C.-born veteran at this tournament. He’s in tough against Paul, who’s ranked 34th in the world. Pospisil is 147th, but he’ll no doubt have the crowd on his side. 

Andy Murray (Great Britain) vs. Taylor Fritz (America), not before 6:30 p.m. ET.

Murray, the former world No. 1, is a three-time National Bank Open champion. The veteran will face a rising star in Fritz, the 25-year-old who cracked his first major quarter-final at Wimbledon, and won his first Masters 1000 title at Indian Wells back in March.

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Full women’s schedule in Toronto

Centre court, starting at 11 a.m.:
Rebecca Marino (Canada) vs. Qinwen Zheng
Camila Giorgi vs. Emma Raducanu
Kaia Kanepi vs. Naomi Osaka

Not before 7 p.m.:
Daria Kasatkina vs. Bianca Andreescu (Canada)
Maria Sakkari vs. Sloane Stephens

Grandstand, starting at 11 a.m.:
Madison Brengle vs. Coco Gauff
Veronika Kudermatova vs. Ajla Tomljanovic
Amanda Anisimova vs. Carol Zhau (Canada)

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Not before 5 p.m.:
Belinda Bencic vs. Tereza Martincova

Court 1, starting at 11 a.m.:
Sara Sorribes Tormo vs. Claire Liu
Shuai Zhang vs. Cristina Bucsa
Kirsten Flipkens and Sara Sorribes Tormo vs. Bianca Fernandez (Canada) and Leylah Fernandez (Canada)
Marie Bouzkova and Laura Siegemund vs. Nadiia Kichenok and Tereza Mihalikova

Court 4, starting at 11 a.m.:
Anna Bondar vs. Elise Mertens
Beatriz Haddad Maia and Barbora Krejcikova vs. Kaitlyn Christian and Oksana Kalashnikova
Madison Keys and Sania Mirza vs. Alize Cornet and Jil Teichmann
Alicja Rosolska and Erin Routliffe vs. Nicole Melichar-Martinez and Ellen Perez

Court 3, starting at 11 a.m.:
Eri Hozumi and Makoto Nimomiya vs. Vivian Heisen and Monica Niculescu
Ulrikke Eikeri and Catherine Harrison vs. Lyudmyla Kichenok and Jelena Ostapenko
Asia Muhammad and Ena Shibahara vs. Kayla Cross (Canadian) and Victoria Mboko (Canada)
Anna Bondar and Kimberley Zimmermann vs. Sofia Kenin and Yulia Putintseva

Full men’s schedule in Montreal

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Centre Court, starting at 11 a.m.:
Vasek Pospisil (Canada) vs. Tommy Paul
Alexis Galarneau (Canada) vs. Grigor Dimitrov
Alex de Minaur vs. Denis Shaovalov (Canada)
Sebastian Baez vs. Nick Kyrgios

Not before 6:30 p.m.:
Andy Murray vs. Taylor Fritz
Emil Ruusuvuori vs. Hubert Hurkacz

Court Rogers, starting at 11 a.m.:
Pablo Carreno Busta vs. Matteo Berrettini
Gael Monfils vs. Pedro Martinez
Robert Bautista Agut vs. Marcos Giron
Cameron Norrie vs. Brandon Nakashima

Not before 6:30 p.m.:
Diego Schwartzman vs. Alejandro Davidovich Fokina
Kevin Krawietz and Andreas Mies vs. Lukasz Kubot and Stan Wawrinka

Court 9, starting at 11 a.m.:
Marin Cilic vs. Borna Coric
Adrian Mannarino vs. Arthur Rinderknech
Jack Draper vs. Hugo Gaston
Frances Tiafoe vs. Benjamin Bonzi
Miomir vs. Botic van de Zandschulp
Karen Khachanov and Denis Shapovalov (Canada) vs. Rohan Bopanna and Matwe Middelkoop

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Court 5, starting at 11 a.m.:
Asian Karatsev vs. Maxime Cressy
Filip Krajinovic vs. Daniel Evans
Fabio Fognini vs. Holger Rune
Benoit Paire vs. Yoshito Nishioka
David Goffin vs. Albert Ramos-Vinolas
Grigor Dimitrov and Andrey Rublev vs. Matthew Ebden and Max Purcell

Sportsnet coverage gets underway at 11 a.m.

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How Do People Afford To Live In NYC? (10 Ways)

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New York City is one of the most famous cities in the United States.

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It’s often featured in movies, books, and even comic books.

It’s also one of the most populous cities with an estimated population of 18,867,000.

Considering that the cost of living in NYC is $5,142 for a family of four without rent and $1,395 for a single person without rent, then you may wonder how people afford to live there.

Here are 10 ways that people manage to afford to live in NYC.

 

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How Do People Afford To Live In NYC? (10 Ways)

 

1. Secondary Jobs

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Some people might find that living in New York City takes too much from their income.

They might not have enough money for groceries or to put away for the future.

To help cover some of their bills, some people in NYC have secondary jobs.

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One good thing about a city as large as New York City is that there are always job openings.

People looking to start their own businesses always need employees to make their dreams happen.

National chains also often make New York City one of their go-to places to open stores.

Because of the large population, businesses are naturally drawn there.

Since there are typically many jobs available, it means that residents can take on a second job if needed.

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They might choose to work another full-time job, a part-time job, or even take on a side hustle.

The extra income can help them pay the remainder of their bills, ensure the rent or mortgage gets paid, and can even allow them to put aside a little nest egg.

For some people, a second job might still not be enough to cover their expenses.

A few might choose to take on a third job and work each job part-time.

By spending time working a second or third job, some New Yorkers can afford to live in the expensive city.

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2. Public Transport

New York taxi

 

Owning a car can be expensive in New York City.

Unless you live just outside of the city, chances are you probably have to pay to park your car somewhere.

While some apartments and condos offer free parking, it isn’t really free.

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The fee to park is usually built into the rental price that you pay each month.

Those who own a home might have a driveway, but in many cases, they must park on the street as well.

There are also other fees and payments associated with owning a car.

For one, you need to pay for insurance and fuel, and if you don’t own the car outright, then you need to make monthly payments toward it, too.

Depending on the car you have, your monthly payments could be quite high.

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Because of traffic congestion in the city, there’s also a good chance that you might find yourself in an accident.

That tacks on repair costs for your car.

Since owning a car is quite expensive, some New Yorkers choose not to own one.

The fact that they live in a large city means they have plenty of options for public transit.

Whether they get a bus pass or a subway pass, or even take a taxi, paying for those services tends to cost far less than owning a car.

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Some New Yorkers will even choose to walk or bike when they need to go somewhere.

This further allows them to avoid the expensive fees associated with owning a car.

By not having those expenses to pay each month, they’re able to have a bit more money at the end of the month to use elsewhere.

Some New Yorkers are able to afford to live in NYC by using public transport instead of owning a car.

 

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3. Roommates

Young female tourists staying in youth hostel

 

One of the best ways that New Yorkers can make living in NYC possible is by having roommates.

The average rent for an apartment in Manhattan is $4,265.

For one person, that might be an entire month’s income.

They’d have nothing left for utilities and other bills.

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They might not even have enough to buy groceries.

The way that they get around the high cost of rent is to have roommates.

A few roommates may even squeeze into a small apartment to make it affordable.

After all, at least they’d have a place to stay.

By having four people in an apartment, you can split that rent four ways.

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It makes the apartment a bit more affordable.

Even having one other roommate allows you to pay only half of what you would otherwise.

Depending on the size of the apartment, you might even be able to cram a few more people in to make it far more affordable.

With your apartment costs being more affordable, you then have a bit more money to use elsewhere.

You can pay your other bills easier and can afford to go out to eat.

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You might even be able to put money to the side for a rainy day or start saving to buy a home.

Roommates could be friends, family members, or loved ones.

For example, you might have your partner move in a bit earlier than you would normally to help with the rent.

Family members, like a brother or sister, might move in to make living in NYC more affordable.

Some children may continue to live in their parents’ apartment even as adults to help with the rent.

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Having roommates is one of the best ways that New Yorkers can make living in NYC more affordable.

 

4. Rent-Controlled Apartments

Beautiful cityscape of vintage colourful building

 

New York City has some apartments that are “rent-controlled” or “rent-stabilized.”

These are special housing opportunities that are mostly offered to lower-income families.

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Rent-controlled apartments exist to ensure that landowners or apartment owners don’t raise rents needlessly.

While they’re allowed to raise rent every two years, there’s a limit to how high they can go.

According to the Housing Stability and Tenant Protection Act of 2019, there’s a Maximum Base Rent system that a board uses to determine how much a landlord can increase their rent.

Tenants are also able to argue against the rental increase.

In most cases, a landlord has to prove that the rent increase is due to an increase in operating costs.

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If tenants can prove that the operating costs aren’t as high as the landlord claims or that there are no reasons behind the increase in operating costs, then the board can decide not to let the landlord increase the rent.

The landlord is also responsible for maintaining certain amenities or services.

If they’re unable to do so, then they’re not able to raise the rent.

Another great thing about these types of apartments is that tenants can inherit them from family members.

As long as the family member lived with the tenant for a certain number of years before their death, they can have the apartment and pay the same amount of rent that their family member was paying.

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Those who have particularly low incomes can still afford to live in NYC because of these apartments.

Since the rents are usually quite low and tend to stay low, they’re able to move their money around a bit better.

Even if they make more money, the rent stays the same.

Rent-controlled apartments are one of the ways that people can afford to live in NYC.

 

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5. Higher Salaries

Businessman counting dollar banknotes

 

Another reason why people can afford to live in NYC is that they generally make higher salaries than they would make in other cities or towns.

The average salary in NYC is about $69,000.

That’s about $33 an hour.

Not everyone makes this amount.

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Some make less while others make more.

However, that’s the average salary for the city which means a good number of people in the city make that amount or close to it.

This makes living in the city more affordable because it shows that city employers are aware of the high cost of living.

It urges employers to pay more to ensure their employees can live in the city and continue working there.

Otherwise, they’d leave the city, and the employer would have no one to work for them or even to sell their products to.

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Living in a city like NYC means a lot of people must budget.

Since salaries are a bit higher than in other parts of the country, some people get a bit of a break from the high cost of living.

However, that’s only the case if people know how to budget.

A savvy New Yorker can take their higher salary and live in one of the more affordable neighborhoods rather than one of the prime neighborhoods.

With a slightly lower cost of living, they’re able to use their salary more efficiently.

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They can pay their bills, get food, and perhaps even start investing for the future.

They wouldn’t be able to do this as easily, if at all, if New York City didn’t have a high average salary.

New York City residents can afford to live in NYC because city-based jobs generally offer higher salaries.

 

6. Affordable Grocery Stores

Woman in a supermarket

 

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Another big expense that people must deal with is grocery bills.

Everyone needs to eat, but how much you spend on your food can determine how much money you’re able to use for other parts of your budget.

New Yorkers who stick within a budget are still able to afford to live in NYC because they know where the affordable grocery stores are.

They know that prime neighborhoods like Manhattan are going to have more expensive grocery stores than other neighborhoods.

They also know that certain store brands tend to be more expensive than others.

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Those looking for a deal are likely to go to more affordable neighborhoods where they can shop at stores like Costco, Walmart, and other inexpensive stores.

Some may even take it to the extreme and do their best to shop for things that are only on sale or that they have a coupon for.

This helps them reduce their grocery bills even further.

New York City has some of the most famous restaurants in the world.

They’re also some of the most expensive.

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New Yorkers know that they can save a good amount of money by just buying food at a cheap grocery store and making it at home.

Not only does the food tend to last longer, but it’s usually a bit cheaper to make yourself.

By knowing where to shop and in what neighborhoods, New Yorkers can make their grocery bills more affordable.

Since groceries eat into your paycheck each week, keeping your grocery bill low can help you utilize what’s left of your paycheck for other things.

As such, New Yorkers can afford to live in New York City by shopping at affordable grocery stores in affordable neighborhoods.

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7. Living Just Outside The City

Urban scene of manhattan from brooklyn bridge in new york

 

One of the best ways to make living in NYC more affordable is to live just outside of it.

There are tons of smaller cities or towns that surround NYC.

Many people end up commuting in and out of the city for work.

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While this does mean that you need a car if public transit isn’t available, it also means you’re able to find more affordable housing.

Housing and rent always tend to cost more in a city than outside of it.

That’s because property taxes are higher in popular areas.

A downtown area is going to have high property taxes because a lot of people want to build there.

They want housing units for renters.

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They want areas to open a business.

Landlords who own vacant or undeveloped lots can ask for high rent prices because they know they offer convenience.

They know that apartment complex owners want to build in their lot because the area is ideal.

It’s a particularly ideal location if it’s close to businesses, restaurants, and other amenities.

They know that businesses also want to build on their lot because the high amount of foot traffic in the city means that people are more likely to stop in and buy something.

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Between property taxes and value, rent is high inside the city.

Rent and mortgages are cheaper outside of the city because those areas are a little less populated.

There’s more land that can be developed.

Since there’s more of a supply of land, they don’t have to sell it at prices higher than in the city.

Since the land is cheaper, housing is also cheaper.

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This allows people to save a bit of money on their housing while costing them the convenience of living directly within the city.

However, living just outside of the city is how some New Yorkers can afford to live in NYC.

 

8. Stick To Affordable Or Free Events

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In New York City, there’s always something going on.

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Whether it’s a movie shooting in the downtown area or a free event at the local museum, there’s always something happening.

Festivals are common and encourage people to get out and participate.

Some New Yorkers can afford to live in New York City because they focus on attending affordable or free events instead of paying a lot of money to attend something that comes with a high price tag.

For example, you could go to an expensive restaurant with a famous chef in the kitchen.

You could also go to a local food festival either for free or with a cheap ticket.

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You can sample as much food as your budget allows while getting introduced to new and up-and-coming chefs in your area.

You can also experience dishes from different cultures instead of eating at a restaurant that only serves one type of cuisine.

The same goes for music.

You could pay for an expensive ticket to a concert.

Or you could attend a music festival which is usually cheap and offers several different acts throughout the day.

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Living in NYC becomes affordable when you know how to spend your money economically.

 

9. Higher Minimum Wage

a paper with MINIMUM WAGE text on backgrounwith documents and glasses

 

While New York City is home to a lot of people who work on Wall Street, there are also a lot of workers who make minimum wage in the city.

You may wonder how they’re able to afford to live in New York City.

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Part of the reason is because of New York City’s minimum wage.

The minimum wage in New York, as of 2022, is $15 an hour.

In Upstate New York, it’s $13.20 an hour.

This minimum wage is higher than in many other states.

While it still doesn’t help someone trying to live in an expensive neighborhood, it can allow someone to live on their own or with a roommate in a cheaper neighborhood.

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For example, if they can get into a rent-stabilized or rent-controlled apartment, then their rent will be a bit lower than in other markets.

They can then watch their budget to ensure they don’t take on too many expenses.

The higher minimum wage also gives them a better chance of living in New York.

In most cases, if someone doesn’t have a roommate and they make minimum wage, then they’ll probably have to take on a second job, too.

However, because NYC pays a higher minimum wage than other places, it makes living in the city more affordable.

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10. New York City Assistance Programs

Smiling african american girl looking at psychologist

 

New York City officials know that it’s a tough city to live in.

They also know that there is a high cost of living in the city that people struggle to keep up with.

As such, they offer an abundance of different assistance programs to allow families a better chance of living in the city.

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One of those is food assistance.

They partner with Food Bank to provide food for families who make less than a certain income.

They also have programs designed to make it easier to afford a house or an apartment.

These types of programs can help keep certain individuals and families from going into debt.

That, in turn, can help them make living in NYC more affordable.

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People are able to live in NYC because of the various assistance programs that the city offers.

 

Conclusion

New York City is an expensive place to live.

While it is possible to live there on your own due to the higher minimum wage and potential high starting salaries for certain careers, a lot of New Yorkers rely on other methods to make ends meet.

The most common method is living with roommates to make paying the rent far more affordable.

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The post How Do People Afford To Live In NYC? (10 Ways) appeared first on The Cold Wire.



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